Proprietor's account is related to individuals, which can be open against personal organization. A sole proprietorship, also known as a sole trader ship, individual entrepreneurship or proprietorship, is a type of enterprise owned and run by one person.

Required Documents

Mandatory

•   Account opening form duly fill up and signed by applicant
•   Duly fill up and signed of Specimen Signature Card with organization seal by applicant.
•   Two copies recent passport size photographs of applicant
•   Photocopy of National ID Card /Valid Passport/ Birth Certificate of applicant
•   Certified copy of up to date Trade License

Additional

•   One copy of nominee's recent passport size photograph (signature attested by the applicant)
•   Photocopy of National ID Card /valid Passport/ Birth Certificate of Nominee's
•   Utility copy for proof of address
•   Tax Certificate (TIN)
•   VAT Registration certificate
•   Business Identification Number (BIN)
•   Source of fund related documents
•   Introducer Information (if required)

Partnership account is related to business entities owned and operated by two or more individuals. It is important for managing joint financial activities and investments.

Required Documents

Mandatory

•   Account opening form duly filled up and signed by authorized signatories
•   Duly filled up and signed Specimen Signature Card with organization seal by authorized signatories
•   Two copies of recent passport-size photographs of all authorized signatories
•   Photocopy of National ID Card/valid Passport/Birth Certificate of all authorized signatories
•   Certified copy of up-to-date Trade License
•   Certified copy of Partnership deed (Notarized/Registered)
•   Resolution of the Partners regarding account operation

Additional

•   One copy of nominee's recent passport size photograph (signature attested by the applicant)
•   Photocopy of National ID Card/valid Passport/Birth Certificate of Nominee
•   Utility copy for proof of address
•   Tax Certificate (TIN)
•   VAT Registration certificate
•   Business Identification Number (BIN)
•   Special instruction (if any)
•   Source of fund-related documents
•   Introducer Information (if required)

A private limited company is an organization owned by shareholders who have each invested a sum into the business. A shareholder enjoys a limited liability in the company and receives yearly dividends from any profits made. Private limited companies are most recognizable by the legal abbreviation Ltd.

Required Documents

Mandatory

•   Account opening form duly filled up and signed by authorized signatories
•   Duly filled up and signed Specimen Signature Card with organization seal by authorized signatories
•   Two copies of recent passport-size photographs of all authorized signatories
•   Photocopy of National ID Card/valid Passport/Birth Certificate of all authorized signatories
•   Certified copy of up-to-date Trade License
•   Certified copy of Memorandum and Article of Association
•   Certified copy of Certificate of Incorporation
•   Certified copy of Form XII and schedule X
•   Board Resolution Regarding Opening of A/C and Authorization of the Same

Additional

•   Tax Certificate (TIN)
•   VAT Registration certificate
•   Business Identification Number (BIN)
•   Special instruction
•   Source of fund-related documents
•   Net worth of directors/ IT10 B
•   Tax Certificate of Directors
•   Introducer Information (if required)

A public limited company is a joint stock company, that is not a private company, and the shares of which are listed on a stock exchange A Public Limited Company is a company that has limited liability and has offered its shares to the general public.

Required Documents

Mandatory

•   Account opening form duly filled up and signed by authorized signatories
•   Duly filled up and signed Specimen Signature Card with organization seal by authorized signatories
•   Two copies of recent passport-size photographs of all authorized signatories
•   Photocopy of National ID Card/valid Passport/Birth Certificate of all authorized signatories
•   Certified copy of up-to-date Trade License
•   Certified copy of Memorandum and Article of Association
•   Certified copy of Certificate of Incorporation
•   Certified copy of Form XII and schedule X
•   Board Resolution Regarding Opening of A/C and Authorization of the Same
•   Certificate of Commencement of Business

Additional

•   Tax Certificate (TIN)
•   VAT Registration certificate
•   Business Identification Number (BIN)
•   Special instruction
•   Source of fund-related documents
•   Net worth of directors/ IT10 B
•   Tax Certificate of Directors
•   Introducer Information (if required)

A government Organization or Public agency, is a traditional type of organization which is controlled by one of the departments of the government. A government agency may be created by either a national government or a state government within a federal system.

Required Documents

Mandatory

•   Account opening form duly filled up and signed by authorized signatories
•   Duly filled up and signed Specimen Signature Card with organization seal by authorized signatories
•   Approval/Decision & resolution regarding account operation for opening account in case of Govt./Semi Govt./Autonomous Body
•   NID/Passport/Birth certificate of A/c authorized signatories

Additional

•   Two copies of recent passport-size photographs of all operators
•   Special instruction (If any)
•   Tax Certificate (If any)

Semi Government Organization. Autonomous Bodies or Semi Government organization are those who follow government rules and government but also have their own policies, rules and structures.

Required Documents

Mandatory

•   Account opening form duly filled up and signed by authorized signatories
•   Duly filled up and signed Specimen Signature Card with organization seal by authorized signatories
•   Approval/Decision & resolution regarding account operation for opening account in case of Govt./Semi Govt./Autonomous Body
•   NID/Passport/Birth certificate of A/c authorized signatories

Additional

•   Two copies of recent passport-size photographs of all operators
•   Special instruction (If any)
•   Tax Certificate (If any)

A local authority is an organization that is officially responsible for all the public services and facilities in a particular area. It is an organization that is in charge of the public services for a community under the government.

Required Documents

Mandatory

•   Account opening form duly filled up and signed by authorized signatories
•   Duly filled up and signed Specimen Signature Card with organization seal by authorized signatories
•   Approval/Decision & resolution regarding account operation for opening account in case of Govt./Semi Govt./Autonomous Body
•   NID/Passport/Birth certificate of A/c authorized signatories

Additional

•   Two copies of recent passport-size photographs of all operators
•   Special instruction (If any)
•   Tax Certificate (If any)

An official person or organization that is given the job to investigate company's financial affairs for closing a company by selling its assets for the benefit of creditors and shareholders

Required Documents

Mandatory

•   please contact with account officer

Additional

•   please contact with account officer

These organizations shall be created and registered under Societies Registration Act. They may not be registered organizations. Some of them shall be registered under Companies Act.

Required Documents

Mandatory

•   Account opening form duly filled up and signed by authorized signatories
•   Duly filled up and signed Specimen Signature Card with organization seal by authorized signatories
•   Certified copy of the constitution/By-Laws/Trust Deed/Memorandum and Articles of Association
•   Extract of Resolution of the Association/Club/Charity/Trust/Society/Non-trading concern for opening the account and authorization of its operation duly certified by the Chairman/Secretary of the Association/Club/Charity/Trust/Society/Non-trading concern.
•   List of members of the Governing Body/Executive Committee of the Association/Club/Charity/Trust/Society/Non-trading concern with their addresses and percentage of share
•   Certified copy of Certificate of Registration of the Association/Club/Charity/Trust/Society/Non-trading concern for inspection and return (along with a duly certified photocopy for the Bank’s records)
•   Two copies of recent passport-size photographs of all authorized signatories
•   NID/Passport/Birth certificate of A/c authorized signatories

Additional

•   Special instruction (If any)
•   Source of fund-related documents
•   Net worth of operators/IT10 B
•   Tax Certificate
•   Introducer Information (if required)

Executors/Administrators are appointed by a deceased himself before his death by will to settle his accounts after his death. Administrators are appointed by the court of law in the absence of the deceased’s will.

Required Documents

Mandatory

•   Duly filled in and signed Account Opening Form by authorized signatories
•   Duly filled in and signed Specimen Signature Card by authorized signatories
•   Certified copy of Grant of Probate in case of Executor's Account
•   Letter of Administration from the Court of Law in case of Administrator's Account
•   Power of Attorney (A Copy of the Power of Attorney is taken and shall be entered in the Power of Attorney Register serially)
•   Copy of Citizenship Certificate/Valid Passport/National ID Card of the persons operating the account

Trusts are created by trust deed in accordance with the law. Trustees are given control of an estate, usually of the deceased for the benefit of certain persons who are called beneficiaries.

Required Documents

Mandatory

•   Account opening form duly filled up and signed by authorized signatories
•   Duly filled up and signed Specimen Signature Card with organization seal by authorized signatories
•   Certified copy of registered Deed of Trust in case of Trustee account
•   Resolution of the Trustee Board
•   List of the Members of the Trustee Board
•   Two copies of recent passport-size photographs of all authorized signatories
•   NID/Passport/Birth certificate of A/c authorized signatories

Additional

•   Special instruction (If any)
•   Source of Fund

A cooperative is an association of persons (organization) that is owned and controlled by the people to meet their common economic, social, and/or cultural needs and aspirations through a jointly-owned and democratically controlled business (enterprise).

Required Documents

Mandatory

•   Account opening form duly filled up and signed by authorized signatories
•   Duly filled up and signed Specimen Signature Card with organization seal by authorized signatories
•   Certified copy of registration for name clearance
•   Memorandum & articles of association
•   Two copies of recent passport-size photographs of all authorized signatories
•   NID/Passport/Birth certificate of A/c authorized signatories

Additional

•   Special instruction (If any)
•   Source of fund-related documents
•   Up to date list of Members of Committee

A non-governmental organization (NGO) is a group that functions independently of any government. It is usually non-profit organizations.

Required Documents

Mandatory

•   Account opening form duly filled up and signed by authorized signatories
•   Duly filled up and signed Specimen Signature Card with organization seal by authorized signatories
•   Certified copy of the constitution/By-Laws/Trust Deed/Memorandum and Articles of Association
•   Extract of Resolution of the Association/Club/Charity/Trust/Society/Non-trading concern for opening the account and authorization of its operation duly certified by the Chairman/Secretary of the Association/Club/Charity/Trust/Society/Non-trading concern.
•   List of members of the Governing Body/Executive Committee of the Association/Club/Charity/Trust/Society/Non-trading concern with their addresses and percentage of share
•   Certified copy of Certificate of Registration of the Association/Club/Charity/Trust/Society/Non-trading concern for inspection and return (along with a duly certified photocopy for the Bank's records)
•   Two copies of recent passport-size photographs of all authorized signatories
•   NID/Passport/Birth certificate of A/c authorized signatories

Additional

•   Special instruction (If any)
•   Source of fund-related documents
•   Net worth of operators/IT10 B
•   Tax Certificate
•   Introducer Information (if required)

The organizations whose main objectives are not to earn profit but to provide valuable services to its member and to the society are known as non-trading organizations. These organizations are involved in promoting welfare of society.

Required Documents

Mandatory

•   Account opening form duly filled up and signed by authorized signatories
•   Duly filled up and signed Specimen Signature Card with organization seal by authorized signatories
•   Certified copy of the constitution/By-Laws/Trust Deed/Memorandum and Articles of Association
•   Extract of Resolution of the Association/Club/Charity/Trust/Society/Non-trading concern for opening the account and authorization of its operation duly certified by the Chairman/Secretary of the Association/Club/Charity/Trust/Society/Non-trading concern.
•   List of members of the Governing Body/Executive Committee of the Association/Club/Charity/Trust/Society/Non-trading concern with their addresses and percentage of share
•   Certified copy of Certificate of Registration of the Association/Club/Charity/Trust/Society/Non-trading concern for inspection and return (along with a duly certified photocopy for the Bank’s records)
•   Two copies of recent passport-size photographs of all authorized signatories
•   NID/Passport/Birth certificate of A/c authorized signatories

Additional

•   Special instruction (If any)
•   Source of fund-related documents
•   Net worth of operators/IT10 B
•   Tax Certificate
•   Introducer Information (if required)

Any mentally sound person over 18 years of age can make a contact with Bank’s Branch to open an individual AWCD A/C according to the Banks Al-Wadi‘ah Deposit Principle.

Required Documents

Mandatory

•   Account opening form duly filled up and signed by the applicant
•   Duly filled up and signed Specimen Signature Card by the applicant
•   Two copies of recent passport-size photographs of the applicant
•   Photocopy of National ID Card/valid Passport/Birth Certificate of the applicant

Additional

•   One copy of nominee's recent passport size photograph (signature attested by the applicant)
•   Photocopy of National ID Card/valid Passport/Birth Certificate of Nominee
•   Utility copy for proof of address
•   Tax Certificate (TIN)
•   Source of fund-related documents
•   Introducer Information (if required)

For Individual Joint A/c (Residence of Bangladesh)

Mandatory

•   Account opening form duly filled in and signed by the applicant's
•   Duly filled in and signed Specimen Signature Card by the applicant's
•   Two copies of recent passport-size photographs of all applicants
•   Photocopy of National ID Card/valid Passport/Birth Certificate of all applicants
•   Resolution/undertaking regarding account operation

Additional

•   One copy of nominee’s recent passport size photograph (signature attested by the applicant)
•   Photocopy of National ID Card/valid Passport/Birth Certificate of Nominee
•   Source of fund-related documents
•   Tax Certificate (TIN)
•   Introducer Information (if required)

For Individual Joint A/c (Non-Residence of Bangladesh)

Mandatory

•   Account opening form duly filled up and signed by applicant's
•   Duly fill up and signed Specimen Signature Card by applicant's
•   Photocopy of passport with valid visa and work permit attested by their respective Embassy/Mission authority
•   Two copies passport size photographs of applicant duly attested by the respective Embassy/Mission authority
•   In case of Joint account, Resolution/undertaking regarding account operation

Additional

•   One copy of nominee's recent passport size photograph (signature attested by the applicant)
•   Photocopy of National ID Card/valid Passport/Birth Certificate of Nominee
•   Source of fund-related documents
•   Tax Certificate (TIN) issued by foreign country
•   Introducer Information (if required)

More than one mature/adult person or entity jointly or combination of mature(s) may constitute joint accounts. A joint account is a bank account that has been opened by two or more individuals or entities. Joint holder client can enjoy as per ADC service operation policy

Required Documents

Mandatory

•   Account opening form duly filled in and signed by the account operators
•   Duly filled in and signed Specimen Signature Card
•   Two copies of recent passport-size photographs of all operators
•   Photocopy of National ID Card/valid Passport/Birth Certificate of all applicants
•   Notarized Agreement of Joint Venture
•   Resolution/undertaking regarding account operation

Additional

•   Source of fund-related documents
•   Tax Certificate (TIN)