Proprietor's account is related to individuals, which can be open against personal organization. A sole proprietorship, also known as a sole trader ship, individual entrepreneurship or proprietorship, is a type of enterprise owned and run by one person.

Required Documents

•   Two copies recent passport size photographs of proprietor
•   Photocopy of National ID Card /Valid Passport/ Birth Certificate of proprietor
•   Photocopy of valid Trade License

•   One copy of nominee's recent passport size photograph (signature attested by the applicant)
•   Photocopy of National ID Card /valid Passport/ Birth Certificate of Nominee's
•   Photocopy of utility bill
•   Photocopy of Tax Certificate (TIN) (if any)
•   Photocopy of VAT Registration certificate (if any)
•   Photocopy of Business Identification Number (BIN) (if any)

Partnership account is related to business entities owned and operated by two or more individuals. It is important for managing joint financial activities and investments.

Required Documents

•   Two copies of recent passport-size photographs of all authorized signatories
•   Photocopy of National ID Card/valid Passport/Birth Certificate of all authorized signatories
•   Photocopy of valid Trade License
•   Certified photocopy of Partnership deed (Notarized/Registered)
•   Resolution of the Partners regarding account operation

•   Photocopy of Utility bill
•   Photocopy of Tax Certificate (TIN) (if any)
•   Photocopy of VAT Registration certificate (if any)
•   Photocopy of Business Identification Number (BIN) (if any)

A private limited company is an organization owned by shareholders who have each invested a sum into the business. A shareholder enjoys a limited liability in the company and receives yearly dividends from any profits made. Private limited companies are most recognizable by the legal abbreviation Ltd.

Required Documents

•   Two copies of recent passport-size photographs of all authorized signatories
•   Photocopy of National ID Card/valid Passport/Birth Certificate of all authorized signatories
•   Photocopy of valid Trade License
•   Photocopy of Memorandum and Article of Association
•   Photocopy of Certificate of Incorporation
•   Photocopy of Form XII and schedule X
•   Board Resolution Regarding Opening of A/C and Authorization of the Same

•   Photocopy of Tax Certificate (TIN)
•   Photocopy of VAT Registration certificate (if any)
•   Photocopy of Business Identification Number (BIN) (if any)

A public limited company is a joint stock company, that is not a private company, and the shares of which are listed on a stock exchange A Public Limited Company is a company that has limited liability and has offered its shares to the general public.

Required Documents

•   Two copies of recent passport-size photographs of all authorized signatories
•   Photocopy of National ID Card/valid Passport/Birth Certificate of all authorized signatories
•   Photocopy of valid Trade License
•   Photocopy of Memorandum and Article of Association
•   Photocopy of Certificate of Incorporation
•   Photocopy of Form XII and schedule X
•   Board Resolution Regarding Opening of A/C and Authorization of the Same
•   Photocopy of Certificate of Commencement

•   Photocopy of Tax Certificate (TIN)
•   Photocopy of VAT Registration certificate (if any)
•   Photocopy of Business Identification Number (BIN) (if any)

A government Organization or Public agency, is a traditional type of organization which is controlled by one of the departments of the government. A government agency may be created by either a national government or a state government within a federal system.

Required Documents

•   Approval/Decision & resolution regarding account operation for opening account in case of Govt./Semi Govt./Autonomous Body
•   Photocopy of NID/Passport/Birth certificate of A/c authorized signatories

•   Two copies of recent passport-size photographs of all operators

Semi Government Organization. Autonomous Bodies or Semi Government organization are those who follow government rules and government but also have their own policies, rules and structures.

Required Documents

•   Approval/Decision & resolution regarding account operation for opening account in case of Govt./Semi Govt./Autonomous Body
•   Photocopy of NID/Passport/Birth certificate of A/c authorized signatories

•   Two copies of recent passport-size photographs of all operators
•   Photocopy of Tax Certificate (If any)

A local authority is an organization that is officially responsible for all the public services and facilities in a particular area. It is an organization that is in charge of the public services for a community under the government.

Required Documents

•   Approval/Decision & resolution regarding account operation for opening account in case of Govt./Semi Govt./Autonomous Body
•   Photocopy of NID/Passport/Birth certificate of A/c authorized signatories

•   Two copies of recent passport-size photographs of all operators

These organizations shall be created and registered under Societies Registration Act. They may not be registered organizations. Some of them shall be registered under Companies Act.

Required Documents

•   Photocopy of the constitution/By-Laws/Trust Deed/Memorandum and Articles of Association
•   Extract of Resolution of the Association/Club/Charity/Trust/Society/Non-trading concern for opening the account and authorization of its operation duly certified by the Chairman/Secretary of the Association/Club/Charity/Trust/Society/Non-trading concern.
•   List of members of the Governing Body/Executive Committee of the Association/Club/Charity/Trust/Society/Non-trading concern with their addresses and percentage of share
•   Photocopy of Certificate of Registration of the Association/Club/Charity/Trust/Society/Non-trading concern for inspection and return (along with a duly certified photocopy for the Bank’s records)
•   Two copies of recent passport-size photographs of all authorized signatories
•   Photocopy of NID/Passport/Birth certificate of A/c authorized signatories

Trusts are created by trust deed in accordance with the law. Trustees are given control of an estate, usually of the deceased for the benefit of certain persons who are called beneficiaries.

Required Documents

•   Photocopy of Registered Deed of Trust in case of Trustee account
•   Resolution of the Trustee Board
•   List of the Members of the Trustee Board
•   Two copies of recent passport-size photographs of all authorized signatories
•   Photocopy of NID/Passport/Birth certificate of A/c authorized signatories

A cooperative is an association of persons (organization) that is owned and controlled by the people to meet their common economic, social, and/or cultural needs and aspirations through a jointly-owned and democratically controlled business (enterprise).

Required Documents

•   Photocopy of registration for name clearance
•   Photocopy of Memorandum & articles of association
•   Two copies of recent passport-size photographs of all authorized signatories
•   Photocopy of NID/Passport/Birth certificate of A/c authorized signatories

A non-governmental organization (NGO) is a group that functions independently of any government. It is usually non-profit organizations.

Required Documents

•   Photocopy of the constitution/By-Laws/Trust Deed/Memorandum and Articles of Association
•   Extract of Resolution of the Association/Club/Charity/Trust/Society/Non-trading concern for opening the account and authorization of its operation duly certified by the Chairman/Secretary of the Association/Club/Charity/Trust/Society/Non-trading concern.
•   List of members of the Governing Body/Executive Committee of the Association/Club/Charity/Trust/Society/Non-trading concern with their addresses and percentage of share
•   Photocopy of Certificate of Registration of the Association/Club/Charity/Trust/Society/Non-trading concern for inspection and return (along with a duly certified photocopy for the Bank's records)
•   Two copies of recent passport-size photographs of all authorized signatories
•   Photocopy of NID/Passport/Birth certificate of A/c authorized signatories

•   Photocopy of Tax Certificate (if any)

Any mentally sound person over 18 years of age can make a contact with Bank’s Branch to open an individual AWCD A/C according to the Banks Al-Wadi‘ah Deposit Principle.

Required Documents

•   Two copies of recent passport-size photographs of the applicant
•   Photocopy of National ID Card/valid Passport/Birth Certificate of the applicant

•   One copy of nominee's recent passport size photograph (signature attested by the applicant)
•   Photocopy of National ID Card/valid Passport/Birth Certificate of Nominee
•   Photocopy of utility bill
•   Photocopy of Tax Certificate (TIN) (if any)
•   Source of fund-related documents

More than one mature/adult person or entity jointly or combination of mature(s) may constitute joint accounts. A joint account is a bank account that has been opened by two or more individuals or entities. Joint holder client can enjoy as per ADC service operation policy

Required Documents

•   Two copies of recent passport-size photographs of all operators
•   Photocopy of National ID Card/valid Passport/Birth Certificate of all applicants
•   Notarized Agreement of Joint Venture
•   Resolution/undertaking regarding account operation

•   Source of fund-related documents
•   Photocopy of Tax Certificate (TIN) (if any)