Marriage Investment Scheme (MIS)
Special Features:
- To meet up matrimonial expenses like purchase of gold & ornaments, household appliances, furniture, food and other items permissible by Islamic Shariah;
- Maximum investment amounts up to Tk.5.00 lac;
- Flexibility in repayment up to 05 years;
- Competitive profit rate;
- Shortest turn around time in the industry;
- Early settlement (Fully & Partially) is allowed;
- Minimum documentation and formalities;
- No collateral security required;
- No hidden charge;
FAQ (Frequently Asked Questions)
Q. Who are the eligible Customers for Marriage Investment Scheme?
Q. Who are the eligible Customers for Marriage Investment Scheme?
- Any Bangladeshi credit worthy salaried person in Government Office, Semi-Government Office/ Autonomous bodies/ Multi National Company(s), Banks/ Insurance/ Financial Institute/ Educational Institute & businessman for himself/ herself or for the family members.
Q. Is there any age limit to avail facilities under Marriage Investment Scheme?
- Yes, Minimum age 25 years and Maximum age 60 years/up to retirement age (For service holder) and 65 years (For Businessman, Professionals & Property Owner), but expiry date of the Investment Facility must not exceed that age.
Q. What is the minimum monthly income to avail the facility?
- Minimum Tk.25,000/-.
Q. What is the maximum investment limit for Marriage Investment Scheme?
- Maximum Tk.5.00 lac.
Q. What is Tenor for Marriage Investment Scheme?
- Maximum 05 years.
Q. What is the profit rate?
- Most competitive profit rate in the industry.
Q. How many guarantors are required?
- Two personal guarantees acceptable to the bank.
Q. What is the application procedure for Marriage Investment Scheme?
- Applicant have to contact with any Branch of SJIBPLC near to his/her present address.
Q. What are the necessary/required documents for Marriage Investment Scheme?
- Documents related to income/Profession
- NID, TIN, Passport Size photographs of the applicants
- guarantors' information with documents.