|
Q. Who are the eligible Customers for Semi Pacca Housing Investment Scheme? |
|
|
Employees of Government Organizations, Semi-Government, Autonomous Organizations, reputed Private & Non-government Organizations, multinational Organizations, Corporate bodies, Banks and other Financial Institutions, Teachers & Employees of Schools, Madrasas, Colleges, Universities and other educational institutions; |
|
|
Self-employed professionals like Doctors, Engineers, Architects, and Accountants. Businessmen and other professionals; |
|
|
Landlord/ Landlady having sufficient cash flow from rental income; |
|
Q. Is any age limit for Semi Pacca Housing Investment Scheme? |
|
A |
Yes, allowable age limit should be from 20 years to 60 years, but expiry date of the Investment Facility must not exceed 65 year of the age. |
|
Q. What is the investment limit for Semi Pacca Housing Investment Scheme? |
|
A |
Maximum Tk.50.00 lac. |
|
Q. What is Tenor for Semi Pacca Housing Investment Scheme? |
|
A |
Maximum 07 years. |
|
Q. Is any Grace Period allowed? |
|
A |
Yes, Maximum 06 months may be allowed for construction. |
|
Q. What is the profit rate? |
|
A |
Most competitive in the market. |
|
Q. What is the security for Semi Pacca Housing Investment Scheme? |
|
|
(i) Registered Mortgage with Registered IGPA of the property against which the investment will be sanctioned. |
|
(ii) Personal guarantee of applicant and his/her spouse. |
|
Q. What is the application procedure for Semi Pacca Housing Investment Scheme? |
|
A |
Applicant have to contact with any Branch near to his/her project address. |
|
Q. What are the necessary/required documents for Semi Pacca Housing Investment Scheme? |
|
|
Documents related to property. |
|
|
Documents related to income. |
|
|
NID, Latest Tax Return Slip/Certificate, Passport Size photographs of the applicants. |