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Vision & Mission
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Provisional Rate of Profit
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About SJIBPLC » Provisional Rate of Profit
Provisional Rate of Profit
Sl. Deposit Product Provisional Rate
a) Mudaraba Savings Deposit 2.00%
b) Mudaraba School Banking Account 2.50%
c) Mudaraba Savings Payroll Account 2.00%
d) Mudaraba Foreign Remittance Savings Taka Account 4.50%
e) Mudaraba Money Spinning Account: Daily product basis
Tk . 1 Lac to less than Tk. 10 Lac 2.00%
Tk . 10 Lac to less than Tk. 1 Crore 2.25%
Tk . 1 Crore to less than Tk. 10 Crore 2.50%
Tk . 10 Crore to less than Tk. 100 Crore 2.75%
Tk . 100 Crore and above 3.00%
f) Mudaraba Special Notice Deposit : On average Balance
Less than Tk. 1.00 crore 2.00%
Tk. 1.00 crore to less than Tk. 25.00 crore 2.50%
Tk. 25.00 crore to less than Tk. 50.00 crore 3.00%
Tk. 50.00 crore to less than Tk. 100.00 crore 3.00%
Tk. 100.00 crore and above 3.00%
g) Mudaraba Term Deposit
i) 1 Month (Any amount) 4.00%
iii) 80 days
      For Individual, Provident Fund, Retirement & Other Benefit Fund 7.25%
      For Corporate & Others 5.00%
iv) 3 Months
      For Individual, Provident Fund, Retirement & Other Benefit Fund 7.25%
      For Corporate & Others 5.00%
v) 100 Days
      For Individual, Provident Fund, Retirement & Other Benefit Fund 7.25%
      For Corporate & Others 5.00%
v) 120 Days
      For Individual, Provident Fund, Retirement & Other Benefit Fund 8.00%
      For Corporate & Others 5.00%
vi) 175 Days
      For Individual, Provident Fund, Retirement & Other Benefit Fund 7.75%
      For Corporate & Others 5.00%
vii) 6 Months
      For Individual, Provident Fund, Retirement & Other Benefit Fund 7.50%
      For Corporate & Others 5.00%
viii) 1 Year
      For Individual, Provident Fund, Retirement & Other Benefit Fund 8.00%
      For Corporate & Others 5.00%
ix) 400 Days
      For Individual, Provident Fund, Retirement & Other Benefit Fund 8.50%
      For Corporate & Others 5.00%
x) 2 Years
      For Individual, Provident Fund, Retirement & Other Benefit Fund 8.25%
      For Corporate & Others 5.00%
xi) 3 Years
      For Individual, Provident Fund, Retirement & Other Benefit Fund 8.25%
      For Corporate & Others 5.00%
h) Mudaraba Monthly Income Scheme:
i) 1 year 8.70% (Tk.725.00/- per month per lac before tax)
ii) 2 Years 8.70% (Tk.725.00/- per month per lac before tax)
iii) 3 Years 8.70% (Tk.725.00/- per month per lac before tax)
i) Mudaraba Monthly Deposit Scheme:*
i) 3 Years 9.00%
ii) 5 Years 9.25%
iii) 8 Years 9.50%
iv) 10 Years 9.75%
j) Mudaraba Education Deposit Scheme:**
i) 5 Years 9.30%
ii) 8 Years 9.55%
iii) 10 Years 9.80%
k) Mudaraba Hajj Deposit Scheme:***
1 Year to 10 Years 8.75%-9.85%
l) Cash Waqf: 9.85%
*Mudaraba Monthly Deposit Scheme: amount payable at maturity (Provisional) (Amount in Taka)
Period Installment
500 1,000 2,000 5,000 10,000 25,000 50,000
3 Years 20,730 41,460 82,920 207,300 414,600 1036,500 2,073,000
5 Years 38,255 76,510 153,020 382,550 765,100 1,912,750 3,825,500
8 Years 72,055 144,110 288,220 720,550 1,441,100 3,602,750 7,205,500
10 Years 101,790 203,580 407,160 1,017,900 2,035,800 5,089,500 1,0179,000
**Mudaraba Education Deposit Scheme: amount payable at maturity (Provisional) (Amount in Taka)
Period Installment
1,000 2,000 5,000 10,000 25,000 50,000
5 Years 76,610 153,220 383,050 766,100 1,915,250 3,830,500
8 Years 144,500 289,000 7224,500 1,445,000 3,612,500 7,225,000
10 Years 204,170 408,340 1,020,850 2,041,700 5,104,250 10,208,500
***Mudaraba Hajj Scheme Deposit (Provisional) (Amount in Taka)
Year Account opened in 2024 (From July 02, 2024)
Monthly Installment Expected Amount payable at Maturity to meet-up Hajj Expenses Rate
1 48,000 604,040 8.75%
2 24,000 632,565 8.90%
3 16,150 670,135 9.05%
4 12,250 713,120 9.21%
5 10,000 767,140 9.35%
6 8,200 796,610 9.45%
7 7,100 850,825 9.55%
8 6,250 904,740 9.60%
9 5,500 950,465 9.70%
10 5,000 1,023,805 9.85%
Last Update Date: July 2024
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