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    All About SJIBPLC
Vision & Mission
Board of Directors
Executive Committee
Board Audit Committee
Risk Management Committee
Shariah Supervisory Committee
Foundation Committee
Senior Management Team (SMT)
Divisional Heads
Financial Statements
Provisional Rate of Profit
Schedule of Charges
Branch Information
ATM Location
Risk Management
Regulatory Compliance Information
Shahjalal Islami Bank Training Academy
Shahjalal Islami Bank Securities Ltd.
About SJIBPLC Provisional Rate of Profit
Provisional Rate of Profit
Sl. Deposit Product Provisional Rate
a) Mudaraba Savings Deposit 2.00%
b) Mudaraba School Banking Account 2.50%
c) Mudaraba Savings Payroll Account 2.00%
d) Mudaraba Foreign Remittance Savings Taka Account 4.50%
e) Mudaraba Money Spinning Account: Daily product basis
Tk . 1 Lac to less than Tk. 10 Lac 2.00%
Tk . 10 Lac to less than Tk. 1 Crore 2.25%
Tk . 1 Crore to less than Tk. 10 Crore 2.50%
Tk . 10 Crore to less than Tk. 100 Crore 2.75%
Tk . 100 Crore and above 3.00%
f) Mudaraba Special Notice Deposit : On average Balance
Less than Tk. 1.00 crore 2.00%
Tk. 1.00 crore to less than Tk. 25.00 crore 2.50%
Tk. 25.00 crore to less than Tk. 50.00 crore 3.00%
Tk. 50.00 crore to less than Tk. 100.00 crore 3.00%
Tk. 100.00 crore and above 3.00%
g) Mudaraba Term Deposit
i) 1 Month (Any amount) 4.00%
iii) 80 days
      For Individual, Provident Fund, Retirement & Other Benefit Fund 7.25%
      For Corporate & Others 5.00%
iv) 3 Months
      For Individual, Provident Fund, Retirement & Other Benefit Fund 7.25%
      For Corporate & Others 5.00%
v) 100 Days
      For Individual, Provident Fund, Retirement & Other Benefit Fund 7.25%
      For Corporate & Others 5.00%
v) 120 Days
      For Individual, Provident Fund, Retirement & Other Benefit Fund 8.00%
      For Corporate & Others 5.00%
vi) 175 Days
      For Individual, Provident Fund, Retirement & Other Benefit Fund 7.75%
      For Corporate & Others 5.00%
vii) 6 Months
      For Individual, Provident Fund, Retirement & Other Benefit Fund 7.50%
      For Corporate & Others 5.00%
viii) 1 Year
      For Individual, Provident Fund, Retirement & Other Benefit Fund 8.00%
      For Corporate & Others 5.00%
ix) 400 Days
      For Individual, Provident Fund, Retirement & Other Benefit Fund 8.50%
      For Corporate & Others 5.00%
x) 2 Years
      For Individual, Provident Fund, Retirement & Other Benefit Fund 8.25%
      For Corporate & Others 5.00%
xi) 3 Years
      For Individual, Provident Fund, Retirement & Other Benefit Fund 8.25%
      For Corporate & Others 5.00%
h) Mudaraba Monthly Income Scheme:
i) 1 year 8.70% (Tk.725.00/- per month per lac before tax)
ii) 2 Years 8.70% (Tk.725.00/- per month per lac before tax)
iii) 3 Years 8.70% (Tk.725.00/- per month per lac before tax)
i) Mudaraba Monthly Deposit Scheme:*
i) 3 Years 9.00%
ii) 5 Years 9.25%
iii) 8 Years 9.50%
iv) 10 Years 9.75%
j) Mudaraba Education Deposit Scheme:**
i) 5 Years 9.30%
ii) 8 Years 9.55%
iii) 10 Years 9.80%
k) Mudaraba Hajj Deposit Scheme:***
1 Year to 10 Years 8.75%-9.85%
l) Cash Waqf: 9.85%
*Mudaraba Monthly Deposit Scheme: amount payable at maturity (Provisional) (Amount in Taka)
Period Installment
500 1,000 2,000 5,000 10,000 25,000 50,000
3 Years 20,730 41,460 82,920 207,300 414,600 1036,500 2,073,000
5 Years 38,255 76,510 153,020 382,550 765,100 1,912,750 3,825,500
8 Years 72,055 144,110 288,220 720,550 1,441,100 3,602,750 7,205,500
10 Years 101,790 203,580 407,160 1,017,900 2,035,800 5,089,500 1,0179,000
**Mudaraba Education Deposit Scheme: amount payable at maturity (Provisional) (Amount in Taka)
Period Installment
1,000 2,000 5,000 10,000 25,000 50,000
5 Years 76,610 153,220 383,050 766,100 1,915,250 3,830,500
8 Years 144,500 289,000 7224,500 1,445,000 3,612,500 7,225,000
10 Years 204,170 408,340 1,020,850 2,041,700 5,104,250 10,208,500
***Mudaraba Hajj Scheme Deposit (Provisional) (Amount in Taka)
Year Account opened in 2024 (From July 02, 2024)
Monthly Installment Expected Amount payable at Maturity to meet-up Hajj Expenses Rate
1 48,000 604,040 8.75%
2 24,000 632,565 8.90%
3 16,150 670,135 9.05%
4 12,250 713,120 9.21%
5 10,000 767,140 9.35%
6 8,200 796,610 9.45%
7 7,100 850,825 9.55%
8 6,250 904,740 9.60%
9 5,500 950,465 9.70%
10 5,000 1,023,805 9.85%
Last Update Date: July 2024
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