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  About SJIBL » Provisional Rate of Profit |
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Provisional Rate of Profit |
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Sl. |
Deposit Product |
Provisional Rate |
a) |
Mudaraba Savings Deposit |
2.00% |
b) |
Mudaraba School Banking Account |
2.50% |
c) |
Mudaraba Savings Payroll Account |
2.00% |
d) |
Mudaraba Money Spinning Account: Daily product basis |
Tk . 1 Lac to less than Tk. 10 Lac |
1.50% |
Tk . 10 Lac to less than Tk. 1 Crore |
1.50% |
Tk . 1 Crore to less than Tk. 10 Crore |
1.75% |
Tk . 10 Crore to less than Tk. 100 Crore |
2.00% |
Tk . 100 Crore and above |
2.00% |
e) |
Mudaraba Special Notice Deposit : On average Balance |
Less than Tk. 1.00 crore |
2.00% |
Tk. 1.00 crore to less than Tk. 25.00 crore |
2.50% |
Tk. 25.00 crore to less than Tk. 50.00 crore |
3.00% |
Tk. 50.00 crore to less than Tk. 100.00 crore |
3.00% |
Tk. 100.00 crore and above |
3.00% |
f) |
Mudaraba Term Deposit |
i) 1 Month (Any amount) |
3.00% |
ii) 2 Months (Any amount) |
3.00% |
iii) 80 days |
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For Individual, Provident Fund, Retirement & Other Benefit Fund |
6.50% |
For Corporate & Others |
5.00% |
iv) 3 Months |
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For Individual, Provident Fund, Retirement & Other Benefit Fund |
6.50% |
For Corporate & Others |
5.00% |
v) 100 Days |
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For Individual, Provident Fund, Retirement & Other Benefit Fund |
6.50% |
For Corporate & Others |
5.00% |
v) 120 Days |
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For Individual, Provident Fund, Retirement & Other Benefit Fund |
6.75% |
For Corporate & Others |
5.00% |
vi) 175 Days |
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For Individual, Provident Fund, Retirement & Other Benefit Fund |
6.50% |
For Corporate & Others |
5.00% |
vii) 6 Months |
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For Individual, Provident Fund, Retirement & Other Benefit Fund |
6.50% |
For Corporate & Others |
5.00% |
viii) 1 Year |
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For Individual, Provident Fund, Retirement & Other Benefit Fund |
6.50% |
For Corporate & Others |
5.00% |
ix) 400 Days |
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For Individual, Provident Fund, Retirement & Other Benefit Fund |
6.50% |
For Corporate & Others |
5.00% |
x) 2 Years |
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For Individual, Provident Fund, Retirement & Other Benefit Fund |
6.50% |
For Corporate & Others |
5.00% |
xi) 3 Years |
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For Individual, Provident Fund, Retirement & Other Benefit Fund |
6.50% |
For Corporate & Others |
5.00% |
g) |
Mudaraba Monthly Income Scheme: |
i) 1 year |
6.60% (Tk.550.00/- per month per lac before tax) |
ii) 2 Years |
6.60% (Tk.550.00/- per month per lac before tax) |
iii) 3 Years |
6.60% (Tk.550.00/- per month per lac before tax) |
h) |
Mudaraba Monthly Deposit Scheme:* |
i) 3 Years |
7.25% |
ii) 5 Years |
7.51% |
iii) 8 Years |
7.66% |
iv) 10 Years |
7.74% |
i) |
Mudaraba Education Deposit Scheme:** |
ii) 5 Years |
7.55% |
iii) 8 Years |
7.70% |
iv) 10 Years |
7.80% |
j) |
Mudaraba Hajj Deposit Scheme:*** |
1 Year to 10 Years |
7.00%-8.00% |
k) |
Cash Waqf: |
8.00% |
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*Mudaraba Monthly Deposit Scheme: amount payable at maturity (Provisional) (Amount in Taka) |
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Period |
Installment |
500 |
1,000 |
2,000 |
5,000 |
10,000 |
25,000 |
50,000 |
3 Years |
20,160 |
40,320 |
80,640 |
201,600 |
403,200 |
1008,000 |
2,016,000 |
5 Years |
36,500 |
73,000 |
146,000 |
365,000 |
730,000 |
1,825,000 |
3,650,000 |
8 Years |
66,375 |
132,750 |
265,500 |
663,750 |
1,327,500 |
3,318,750 |
6,637,500 |
10 Years |
90,750 |
181,500 |
363,000 |
907,500 |
1,815,000 |
4,537,500 |
9,075,000 |
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**Mudaraba Education Deposit Scheme: amount payable at maturity (Provisional) (Amount in Taka) |
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Period |
Installment |
1,000 |
2,000 |
5,000 |
10,000 |
25,000 |
50,000 |
5 Years |
73,075 |
146,150 |
365,375 |
730,750 |
1,826,875 |
3,653,750 |
8 Years |
133,000 |
266,000 |
665,000 |
1,330,000 |
3,325,000 |
6,650,000 |
10 Years |
182,100 |
364,200 |
910,500 |
1,821,000 |
4,552,500 |
9,105,000 |
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***Mudaraba Hajj Scheme Deposit (Provisional) (Amount in Taka) |
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Year |
Account opened in 2023 (From November 08, 2023) |
Monthly Installment |
Expected Amount payable at Maturity to meet-up Hajj Expenses |
Rate |
1 |
48,135 |
6,00,000 |
7.00% |
2 |
24,000 |
6,20,600 |
7.10% |
3 |
16,150 |
6,50,700 |
7.20% |
4 |
12,250 |
6,84,600 |
7.30% |
5 |
9,900 |
7,20,550 |
7.40% |
6 |
8,200 |
7,47,400 |
7.50% |
7 |
7,100 |
7,89,000 |
7.60% |
8 |
6,200 |
8,24,500 |
7.70% |
9 |
5,500 |
8,63,000 |
7.80% |
10 |
5,000 |
9,20,800 |
8.00% |
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Last Update Date: November 2023 |
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