Investment Scheme for Doctors (ISD)

Special Features:
  •   To assist New Doctors for setting up new chamber and buying medical equipments and assisting Experienced Doctors for refurnishing chambers and buying medical equipment's;
  •   Maximum investment amounts up to Tk.20.00 lac;
  •   Flexibility in repayment up to 05 years;
  •   Competitive profit rate;
  •   Shortest turn around time in the industry;
  •   Early settlement (Fully & Partially) is allowed;
  •   Minimum documentation and formalities;
  •   No collateral security required;
  •   No hidden charge;

FAQ (Frequently Asked Questions)
Q. Who are the eligible Customers for Investment Scheme for Doctors?
  •   Any Bangladeshi Citizen Graduated in Medical Science, Dentist, and Ophthalmologist having BM&DC registration, working Individually or in Private Hospital, Government Hospital, Semi-Government Hospital, and NGO acceptable by the Bank may avail this investment Scheme.

Q. Is there any age limit to avail facilities under Investment Scheme for Doctors?
  •   Yes, Minimum age 25 years and Maximum age 60 years/up to retirement age, but expiry date of the Investment Facility must not exceed that age.

Q. What is the minimum monthly income to avail the facility?
  •   Minimum Tk.25,000/-.

Q. What is the maximum investment limit for Investment Scheme for Doctors?
  •   Maximum Tk.20.00 Lac for Specialized Doctors and maximum Tk.10.00 lac for Non-Specialized Doctors.

Q. What is Tenor for Investment Scheme for Doctors?
  •   Maximum 05 years.

Q. What is the profit rate?
  •   Most competitive in the market.

Q. How many guarantors are required?
  •   Two personal guarantees acceptable to the bank.

Q. What is the application procedure for Investment Scheme for Doctors?
  •   Applicant have to contact with any Branch of SJIBPLC near to his/her present address.

Q. What are the necessary/required documents for Investment Scheme for Doctors?
  •   Documents related to income/Profession
  •   NID, TIN, Passport Size photographs of the applicants
  •   guarantors' information with documents.