Economic Purposes | Declared rate | Lowest rate | Highest rate |
---|---|---|---|
A | B | C | D |
A. Agriculture, Fishing & Forestry | |||
1. Agriculture | |||
a) Cultivation | 12.50% | 11.50% | 13.50% |
b) Planting | 12.50% | 11.50% | 13.50% |
c) Agricultural Machineries
and Implements |
12.50% | 11.50% | 13.50% |
d) Fertilizer and pesticides
Investments for Farmers |
12.50% | 11.50% | 13.50% |
e) Livestock | 12.50% | 11.50% | 13.50% |
f) Vegetables/Fruits
Preservation in cold storage |
12.50% | 11.50% | 13.50% |
g) Agricultural Investment
Disbursed Through NGOs |
11.50% | 10.50% | 12.50% |
2. Fishing | 12.50% | 11.50% | 13.50% |
3. Forestry and Logging | 12.50% | 11.50% | 13.50% |
B. Industry | |||
1. Term Investment (Other Than
Working Capital Financing) |
|||
a) Large Industries | |||
aa) RMG | 13.00% | 12.00% | 14.00% |
ab) Others | 13.00% | 12.00% | 14.00% |
b) Small and Medium Industries | 13.50% | 12.50% | 14.00% |
c) Cottage Industries/Micro Industries | 13.50% | 12.50% | 14.00% |
d) Service Industries | 13.50% | 12.50% | 14.00% |
2. Working Capital Financing
(Excluding Excluding Export and Import Financing) |
|||
a) Large Industries | |||
aa) RMG | 13.00% | 12.00% | 14.00% |
ab) Others | 13.00% | 12.00% | 14.00% |
b) Small and Medium Industries | 13.50% | 12.50% | 14.00% |
c) Cottage Industries/Micro Industries | 13.50% | 12.50% | 14.00% |
d) Service Industries | 13.50% | 12.50% | 14.00% |
C. Construction | |||
1. Housing (Commercial) for Developer/Contractor | 13.50% | 12.50% | 14.00% |
2. Housing (Residential) in urban area for individual person | 12.00% | 12.00% | 12.00% |
3. Housing (Residential) in rural area for individual person | 12.00% | 12.00% | 12.00% |
4. Infrastructure Development (Road, Culvert, Bridge, etc. ) | 13.50% | 12.50% | 14.00% |
5. House Renovation or Repairing or Extension | 12.00% | 12.00% | 12.00% |
6. Commercial Building (Market, Factory, Hotel, Cold storage, Ware-house etc.) | 13.50% | 12.50% | 14.00% |
7. Establishment of Solar panel | 13.50% | 12.50% | 14.00% |
8. Effluent Treatment Plant | 13.50% | 12.50% | 14.00% |
9. Investment against Work Order/Pay Order/Earnest Money | 13.50% | 12.50% | 14.00% |
10. Water-works | 13.50% | 12.50% | 14.00% |
11. Sanitary Services | 13.50% | 12.50% | 14.00% |
D. Transport | |||
1. Road Transport (Excluding personal vehicle & lease finance) | 13.50% | 12.50% | 14.00% |
2. Water Transport (Excluding Fishing Boats) | 13.50% | 12.50% | 14.00% |
3. Air Transport | 13.50% | 12.50% | 14.00% |
E. Trade & Commerce | |||
1. Wholesale and Retail Trade (Bai, Share, etc. ) | |||
a) Wholesale Trading | 13.50% | 12.50% | 14.00% |
b) Retail Trading | 13.50% | 12.50% | 14.00% |
c) Other Commercial Lending | 13.50% | 12.50% | 14.00% |
2. Procurement by Government | |||
a) Jute | 13.50% | 12.50% | 14.00% |
b) Paddy | 13.50% | 12.50% | 14.00% |
c) Wheat | 13.50% | 12.50% | 14.00% |
d) Others | 13.50% | 12.50% | 14.00% |
3. Export Financing (PC, ECC etc.) | |||
a) Jute and Jute Products | 12.50% | 11.50% | 13.00% |
b) Tea | 12.50% | 11.50% | 13.00% |
c) Hides and Skins | 12.50% | 11.50% | 13.00% |
d) Ready-made garments | 12.50% | 11.50% | 13.00% |
e) Non-traditional items | 12.50% | 11.50% | 13.00% |
f) Other Exported items | 12.50% | 11.50% | 13.00% |
4. Import Financing (TR, Bai, Forced etc. ) | |||
a) Food Items | 13.50% | 12.50% | 14.00% |
b) Petroleum and Petroleum Products | 13.50% | 12.50% | 14.00% |
c) Machineries and Implements | 13.50% | 12.50% | 14.00% |
d) Textile and Textile Products | 13.50% | 12.50% | 14.00% |
e) Electric and Electronic goods and Spares | 13.50% | 12.50% | 14.00% |
f) Sanitary Goods Including Tiles, Stones & Clinkers | 13.50% | 12.50% | 14.00% |
g) Cosmetics & Crockeries | 13.50% | 12.50% | 14.00% |
h) Medicine and Surgical Instruments | 13.50% | 12.50% | 14.00% |
i) New Automobiles | 13.50% | 12.50% | 14.00% |
j) Reconditioned Automobiles | 13.50% | 12.50% | 14.00% |
k) Chemicals (except Medicine) | 13.50% | 12.50% | 14.00% |
l) Iron and Steel products | 13.50% | 12.50% | 14.00% |
m) Paper and Printed Papers | 13.50% | 12.50% | 14.00% |
n) Computer and Accessories | 13.50% | 12.50% | 14.00% |
o) Wood and Logging | 13.50% | 12.50% | 14.00% |
p) Plastic and Plastic products including toys | 13.50% | 12.50% | 14.00% |
q) Leather Goods | 13.50% | 12.50% | 14.00% |
r) Poultry Feeds | 13.50% | 12.50% | 14.00% |
s) Cattle Feeds | 13.50% | 12.50% | 14.00% |
t) Coal | 13.50% | 12.50% | 14.00% |
u) Ship | 13.50% | 12.50% | 14.00% |
v) Other imported items | 13.50% | 12.50% | 14.00% |
5. Share Trading | 13.50% | 12.50% | 14.00% |
6. Lease Financing/Leasing | 13.50% | 12.50% | 14.00% |
F. Other Institutional Loan | |||
1. Investments to Financial Corporations | |||
a) Investment to NBFI | 13.50% | 12.50% | 14.00% |
b) Investment to Insurance companies | 13.50% | 12.50% | 14.00% |
c) Investment to NGO (excluding Agriculture) | 13.50% | 12.50% | 14.00% |
d) Investment to Merchant Bnaks/ Brokerage Houses | 13.50% | 12.50% | 14.00% |
e) Investment to Co-operative Banks/Societies | 13.50% | 12.50% | 14.00% |
2. Financing to Educational institutions | 13.50% | 12.50% | 14.00% |
2. Financing to Educational institutions | 13.50% | 12.50% | 14.00% |
G. Consumer Finance | |||
1. Doctors Investment/ Professional Investments | 13.50% | 12.50% | 14.00% |
2. Flat Purchase | 12.00% | 12.00% | 12.00% |
3. Transport Investment (Motor car/Motor cycle etc.) | 13.50% | 12.50% | 14.00% |
4. Consumer goods (TV, Freeze, Air Cooler, Computer, Furniture etc.) | 13.50% | 12.50% | 14.00% |
5. Credit Cards | 2.00% (Monthly) | 2.00% (Monthly) | 2.00% (Monthly) |
6. Educational Expenses | 13.50% | 12.50% | 14.00% |
7. Treatment Expenses | 13.50% | 12.50% | 14.00% |
8. Marriage Expenses | 13.50% | 12.50% | 14.00% |
9. Land Purchase | N/A | N/A | N/A |
10. Investment against Salary | 13.50% | 12.50% | 14.00% |
11. Investment against PF | 0.00 | 0.00 | 0.00 |
12. Personal Investment against MMDS, MDS, etc. | Scheme Profit Rate + 3.00% | Scheme Profit Rate + 2.00% | Scheme Profit Rate + 3.50% |
13. Personal Loan against MTDR, MMBS, MDBS, etc. | Scheme Profit Rate + 3.00% | Scheme Profit Rate + 2.00% | Scheme Profit Rate + 3.50% |
14. Travelling/ Holiday Investments | 13.50% | 12.50% | 14.00% |
15. Other Personal Investments | 13.50% | 12.50% | 14.00% |
H. Miscellaneous | |||
1. Private Welfare and Development Activities | 13.50% | 12.50% | 14.00% |
2. Program (EPZ, Special Economic Zone, Youth development etc.) | 13.50% | 12.50% | 14.00% |
3. Swanirvar | N/A | N/A | N/A |
4. Poverty Alleviation Program | N/A | N/A | N/A |
5. Other Investments Not mentioned above | 13.50% | 12.50% | 14.00% |