SJIBPLC VISA Card
Card is considered as a new dimension of product resulting from technological development in the banking arena. SJIBPLC has introduced secured EMV Standard solution (Chip Based) Card to reduce optimum level of card fraudulent activities (Skimming, Duplicate card, etc). We have successfully migrated all traditional Magnetic Stripe Debit Cards to EMV Chip Cards. In line with our affiliation with VISA International the following two products are launched broadening service products of the Bank to the clients:
SJIBPLC VISA Electron Debit Card
- General Debit Card
- Priority Banking Debit Card
- Money Spinning Debit Card
- Payroll Banking Debit Card
- School Banking Debit Card
SJIBPLC VISA Prepaid Card
- International Prepaid Card
- Gift Card (Local)
SJIBPLC VISA Debit Card
To a customer, "My card, my money" concept is used for Debit Card. Any accountholder of SJIBPLC can apply for a SJIBPLC VISA Debit Card against his/her Al-Wadiah Current Deposit (AWCD), Mudaraba Savings Deposit (MSD) or Mudaraba Short Notice Deposit (MSND) Account. He/she is fully authorized to enjoy the benefits of cash withdrawal from ATMs, liberty of shopping, dining, paying utility bills, Mobile Recharge, e-commerce and having access account information through SMS and Email round the clock.
Features
- Sense of satisfaction of having an International brand
- Anywhere anytime banking
- 24 hours and 7 days a week banking
- Directly linked to Cardholders Account at SJIBPLC (AWCD/MSD/MSND)
- Convenient Cash Withdrawal at ATMs
- Accepted at all VISA, NPSB and Q-Cash terminals locally
- Balance Inquiry
- PIN Change
- Avoid pressure at counters of bank
- Minimizing risk of carrying cash
- SMS Notification Service
- E-mail Notification Service
Requirements
- Require to maintain a MSD/AWCD/MSND A/C with SJIBPLC
Usage Limit
| Description | Transaction Limit |
|---|---|
| Cash withdrawal limit (total) | 5 times per day |
| Cash withdrawal limit (amount) | Tk. 60,000 per day |
| Balance checking | 4 times per day |
| PIN change | 2 times per day |
| Invalid PIN retry count | 3 times per day |
| Card usage limit in ATMs (total) | 20 times per day |
ATM Transaction Fees:
| SL | ATM Acquirer | Transaction Type | Fees (BDT) | VAT (BDT) |
| 1 | SJIBPLC ATM | Cash Withdrawal | Free | |
| 2 | SJIBPLC ATM | Balance Inquiry | Free | |
| 3 | NPSB Network | Cash Withdrawal | 30.00 (including VAT) | |
| 4 | NPSB Network | Balance Inquiry | 5.00 (including VAT) | |
| 5 | NPSB Network | Mini Statement | 5.00 (including VAT) | |
| 6 | Visa Network | Cash Withdrawal | 40.00 | 6.00 |
| 7 | Q-Cash Network | Cash Withdrawal | 10.00 | 1.50 |
Card Fees:
| SL | Card Product |
Issuance Charge |
Annual Charge |
Reissue/ Replacement Charge |
PIN Reissue Charge |
| 1 | General Debit | Tk. 400.00 | Tk. 400.00 | Tk. 400.00 | Tk. 200.00 |
| 2 | Money Spinning | Free | Tk. 400.00 | Tk. 400.00 | Tk. 200.00 |
| 3 | Priority Banking | Free | Free | Free | Free |
| 4 | Payroll Banking | Free | Tk. 400.00 | Tk. 400.00 | Tk. 200.00 |
| 5 | Priority Banking | Free | Free | Free | School Banking |