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Products & Services Investment Schemes » Investment Scheme for Executives (ISE)
Investment Scheme for Executives (ISE)
Special Features:
To purchase household appliances, house renovation & interior decoration items permissible by Islamic Shariah;
Maximum investment amounts up to Tk.20.00 lac;
Flexibility in repayment up to 05 years;
Competitive profit rate;
Shortest turn around time in the industry;
Early settlement (Fully & Partially) is allowed;
Minimum documentation and formalities;
No collateral security required;
No hidden charge;
FAQ (Frequently Asked Questions)
Q. Who are the eligible Customers for Investment Scheme for Executives?
A Any Bangladeshi salaried executives of Corporate Houses, Banks, NBFI, Multi National Company(s), Government Office & Semi-Government Office having at least 6 months’ experience after confirmation of the job can avail this facility.
Q. Is there any age limit to avail facilities under Investment Scheme for Executives?
A Yes, Minimum age 25 years and Maximum age 60 years/up to retirement age, but expiry date of the Investment Facility must not exceed that age.
Q. What is the minimum monthly income to avail the facility?
A Minimum Tk.25,000/-.
Q. What is the maximum investment limit for Investment Scheme for Executives?
A Maximum Tk.20.00 Lac or upto 20 times of Monthly Gross Salary, whichever is lower.
Q. What is Tenor for Investment Scheme for Executives?
A Maximum 05 years.
Q. What is the profit rate?
A Most competitive profit rate in the industry.
Q. How many guarantors are required?
A Two personal guarantees acceptable to the bank.
Q. What is the application procedure for Investment Scheme for Executives?
A Applicant have to contact with any Branch of SJIBPLC near to his/her present address.
Q. What are the necessary/required documents for Investment Scheme for Executives?
(i) Documents related to income/Profession
(ii) NID, TIN, Passport Size photographs of the applicants
(iii) guarantors' information with documents.
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