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| Q. Who are the eligible Customers for Education Investment Scheme? |
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| A |
Any Credit worthy salaried person in Government Office, Semi-Government Office/ Autonomous bodies/ Multi National Company(s), Banks/ Insurance/ Financial Institute / Educational Institute & businessman can avail this facility for their Children's higher education. |
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| Q. Which course of studies are eligible for Education Investment Scheme? |
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Studies in Bangladesh: |
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Graduation / Post Graduation Courses in Bangladeshi Government & Semi-Government Colleges & Universities; |
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Profession Courses: Engineering, Medical, Veterinary, Law, Dental, Business Study, Agriculture, Computer, CA, FCA, ICMA etc; |
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Courses offered in Bangladesh by reputed Private Accredited Educational Institution. |
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Studies in Abroad: |
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Graduation: For Job Oriented Professional / Technical courses offered by reputed universities; |
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Post-Graduation: MCA, MBA, MS, CIMA, Bar-at-Law etc. |
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| Q. Is there any age limit to avail facilities under Education Investment Scheme? |
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| A |
Yes, Minimum age 25 years and Maximum age 60 years/up to retirement age (For service holder) and 65 years (For Businessman, Professionals & Property Owner), but expiry date of the Investment Facility must not exceed that age. |
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| Q. What is the minimum monthly income to avail the facility? |
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| A |
Minimum Tk.25,000/-. |
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| Q. What is the maximum investment limit for Education Investment Scheme? |
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Studies in Bangladesh: Maximum Tk.5.00 lac; |
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Studies in Abroad: Maximum Tk.10.00 lac. |
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| Q. What is Tenor for Education Investment Scheme? |
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| A |
Maximum 05 years. |
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| Q. What is the profit rate? |
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| A |
Most competitive profit rate in the industry. |
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| Q. How many guarantors are required? |
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| A |
Two personal guarantees acceptable to the bank. |
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| Q. What is the application procedure for Education Investment Scheme? |
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| A |
Applicant have to contact with any Branch of SJIBPLC near to his/her present address. |
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| Q. What are the necessary/required documents for Education Investment Scheme? |
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(i) Documents related to income/Profession |
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(ii) NID, Latest Tax Return Slip/Certificate, Passport Size photographs of the applicants |
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(iii) guarantors' information with documents. |
