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About SJIBL » Risk Management
Credit Rating
CRISL Credit Rating 2012 2011
Long Term Rating AA AA
Short Term Rating ST-2 ST-2
CRISL has reaffirmed the Long Term Rating to ‘AA’ (pronounced as double A) and Short Term Rating to ‘ST-2’ of Shahjalal Islami Bank Limited (SJIBL) through an in-depth analysis of the operational and financial performance of the bank along with all its relevant qualitative and quantitative factors. The basis of its evaluation was financials of the bank up to December 31, 2012 and other prevailing factors up to date rating.

Banks rated in this category are adjudged to be of high quality, offer higher safety with high credit quality. This level of rating indicates a corporate entity with a sound credit profile and without significant problems. Risks are modest and may vary slightly from time to time because of economic conditions. The Short Term Rating ST-2 indicates high certainty of timely payment. Liquidity factors are strong and supported by good fundamental protection factors. Risk factors are very small.
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